Profile
Client: Anonymous Family (New York, NY)
Service Provided: Estate Recovery and Trust Structuring
Industry: High net worth family estate, posthumous financial recovery
Background
In the wake of COVID-19, the family lost their father, a successful but deeply unorganized individual when it came to personal finances. What he left behind was a tangled web of:
- Equity investments and private placements
- Real estate holdings with unclear ownership
- Public portfolios and brokerage accounts
- Outdated debt records
- A partially clear will and no central accounting
The family had already spent over $100,000 in legal and accounting fees, consulting multiple law firms, but progress had stalled. No distributions had been made, and the financial chaos was only growing.
Challenge
- Multiple asset classes across jurisdictions
- Missing records, unfiled documents, and complex ownership structures
- Tense family dynamics exacerbated by legal delays
- A will that was open to interpretation but required clarity to execute
- An urgent need to protect and preserve the estate’s value
Solution
Upon referral, the family engaged Rose Garden Advisors to take over the case as a full service estate management partner. The firm:
- Created a master inventory of assets and liabilities
- Worked with legal counsel to interpret and act on the will
- Coordinated with financial institutions to trace and recover investments
- Structured and executed a family trust, ensuring ongoing protection
- Facilitated transparent distributions to all heirs
- Brought emotional and operational closure in record time
Results
- Full estate organized and reconciled within 4 months
- All beneficiaries received their rightful shares
- Trust fully structured and funded for future stability
- No ongoing disputes or legal limbo
- Family members described the result as “a miracle”
